David and Anisa have 35 years to retirement. They are taking a personal finance course and have calculated their projected retirement income and investment needs. Based on their calculations and taking into account their Social Security and pension incomes, they have a projected shortfall of $7,000.00 per year. Use the following tables to answer the questions about future value interest factors. David and Anisa have 35 years to retirement. They are taking a personal finance course and have calculated their projected rotirement income and investment needs. Based on their calculations and taking into account their Social Security and pension incomes, they have a projected shortfall of $7,000.00 per year. Use the following tables to answer the questions about future value interest factors. Continuing their worksheet, they consult a friend, economics professor Dr. Rosenberg, who believes that they can expect the average annual inflation rate to be 5%, possibly 6% tops. Complete the following table by calculating inflation-adjusted annual shortfall for David and Anisa at 5%. Then recaiculate the shortfall based on the top rate provided by Dr. Rosenberg. Funding the shortfalt In addition to determining a realistic inflation rate, David and Anisa talked to their financial advisor to understand rates of return now and after they reach retirement. First, their advisor projects that in 35 years, they can realistically earn 5% on their nest egg. Second, he recommends an investment vehicle that is earning 6% annually. Complete the following rable using the inflation-adjusted annual shortfall at 5% as previously calculated