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David and Renee purchased a house. They took out a 3 0 - year mortgage with an APR of 8 . 3 % for $

David and Renee purchased a house. They took out a 30-year mortgage with an APR of 8.3% for $200,000. The loan start date was January 2022. Their monthly payment is $1,510 a month. They would like to pay off their house early and are able to budget to pay an extra $250 a month to the principal amount of their loan. Renee would rather just write out one check of $3,000 for the principal in December every year. David wants to write out a $250 check for the principal each month. If David and Renee decide to follow Renee's method and only write out the check for $3,000 in December of each year, what is the total cost of the loan? Round to the nearest dollar. Type your answer...

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