David is a 30 years ago worker. He has around HK$25,000 a month. Suppose he has around HKD 200,000 of saving. He wants to invest in the Hong Kong stock market for paying the down payment of a flat in five year time. Can you help him locate two Hong Kong stocks which you think he can invest? Provide evidence to support your suggestion whenever necessary.

Which level of risk tolerance should he choose?

Which two companies would you advise him to invest? Why do you choose these two companies?