Debbie plans to buy a house for cash instead of paying a mortgage. She is willing to set aside $12,000 at the end of each year for 15 years. She invests the money in a high-risk mutual fund, which has traditionally earned 9.2% annually. Money decreased in value by 2.5% per annum. How much will Debbie have saved after 15 years?

You MUST use the TI BA II calculator features (N, I/Y, PV, PMT, FV, AMORT) to solve questions whenever possible.