Debra is taking out an amortized loan for to open a small business and is deciding between the offers from two lenders. the wants to know which one would be the better deal over the life of the small business loan, and by how much. Answer each part. Do not round intermediate computations, and round your answers to the nearest cent. An online lending company has offered her a10 -year small business loan at an annual interest rate of12.2%.Find the monthly payment. Her credit union has offered her a8-year small business loan at an annual interest rate of11.9%. Find the monthly payment. Suppose Debra pays the monthly payment each month for the full term. Which lender's small business loan would have the lowest total amount to pay off, and by how much?