(Debt to equity, debt as a percentage of total capitalization, and interest coverage) The following financial information relates to Artscan Enterprises Inc. (amounts in thousands):

		2018		2019		2020
Income before depreciation, amortization, interest, and taxes		$1,642		$2,811		$3,094
Interest expense		146		356		476
Cash		54		124		237
Current liabilities (does not include any debt)		656		823		1,099
Bank loan payable (all long-term)		2,110		4,170		4,790
Shareholders equity		4,460		6,020		6,572

(a) Calculate the debt to equity, net debt as a percentage of total capitalization, and interest coverage ratios. (Round answers to 1 decimal place, e.g. 18.4 or 15.3%.)

		Debt to equity ratio		Net debt as a percentage of total capitalization		Interest coverage
2018		%		%		times
2019		%		%		times
2020		Enter percentages. %		Enter percentages. %		Enter a number of times. times