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define time value of moneh and what are the derterminants of time value money? also list 5 different financial applications of time value of money.

"define time value of moneh and what are the derterminants of time value money? also list 5 different financial applications of time value of money.
what ade interest rates? what are the four mosg fundemental factors that affect the cost of money, or general level of interest rates, in the economy?"

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