Delilah and Steve are married and have children from their previous marriages, both of which ended in divorce. Delilah's last will and testament states that the decedent's home is to be sold, and the proceeds held in trust for her nephew until the nephew's 21 birthday. What kind of trust is this?

Steve also plans to do a trust that is designed to acknowledge and safeguard against his son's gambling problem. He wants the trust set up immediately so that his son cannot touch the money, and so his creditors also cannot touch the money. What kind of trust is this?

What challenges might Delilah and Steve face in setting up their trusts?