Denise will receive annual payments of $10,000 for the next 25 years. The discount rate is 6.8 percent. What is the difference in the present value of these payments if they are paid at the beginning of each year rather than at the end of each year? A. $8,069 B. $9,217 C. $9,706 D. $8,382 E. $8,850 excel computations and explanations