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Denny and Beatrice live together, but they are not married or otherwise related. Which of the following transfer methods is least likely to be effective

Denny and Beatrice live together, but they are not married or otherwise related. Which of the following transfer methods is least likely to be effective at passing property from one of them to the other at death?

A. An IRA B. Property owned in joint tenancy with each other C. A TOD account D. An election against the will

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