Deposits of 100 are made into Fund A at the end of each year for 20 years. The effective annual rate of interest for Fund A is 6% for the first 8 years and 4% for the remaining 12 years. Deposits of 100 are also made into Fund B at the end of each year for 20 years. The effective annual rate of interest for Fund B is i% for the 20-year period. The present value of the deposits into each fund is the same. Determine i, rounded to at least 3 decimal places