Derek borrows $318,658.00 to buy a house. He has a 30-year mortgage with a rate of 5.54%. After making 143.00 payments, how much does he owe on the mortgage? Submit Answer format: Currency: Round to: 2 decimal places. Derek borrows $31,869.00 to buy a car. He will make monthly payments for 6 years. The car loan has an interest rate of 5.21%. After a 14.00 months Derek decides to pay off his car loan. How much must he give the bank? Submit Answer format: Currency: Round to: 2 decimal places