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Derek borrows $32,219.00 to buy a car. He will make monthly payments for 6 years. The car loan has an interest rate of 5.08%. After

Derek borrows $32,219.00 to buy a car. He will make monthly payments for 6 years. The car loan has an interest rate of 5.08%. After a 16.00 months Derek decides to pay off his car loan. How much must he give the bank? PLEASE SHOW WORK

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