Derek borrows $35,899.00 to buy a car. He will make monthly payments for 6 years. The car loan has an interest rate of 5.09%. After a 10.00 months Derek decides to pay off his car loan. How much must ho give the bank? Submit Answer format: Currency: Round to: 2 decimal places. Suppose that a company develops a new motor oil that never needs to replaced. This will save the typical driver $120.00 per year in oil change costs. If the discount rate for the typical driver is 6.00% per year, what is the value of these savings today? Submit Answer format: Currency: Round to: 2 decimal places