Derek borrows $43,815.00 to buy a car. He will make monthly payments for 6 years. The car loan has an interest rate of 5.93%. After a 14.00 months Derek decides to pay off his car loan. How much must he give the bank? Derek plans to buy a $30,001.00 car. The dealership offers zero percent financing for 53.00 months with the first payment due at signing (today). Derek would be willing to pay for the car in full today if the dealership offers him $ cash back. He can borrow money from his bank at an interest rate of 5.56%