Derek can deposit $\backslash (\backslash$$ $290\mathrm{.}00\backslash )$ per month for the next $10$ years into an account at Bank A$.$ The first deposit will be made next month. Bank A pays $\backslash (14\mathrm{.}00\backslash \%\backslash )$ and compounds interest monthly. Derek can deposit $\backslash (\backslash$$ $2,543,00\backslash )$ per year for the next $10$ years into an account at Bank B$.$ The first deposit will be made next year. Bank B compounds interest annually. What rate must Bank B pay for Derek to have the same amount in both accounts after $10$ years?