Derek wants to withdraw $11,935.00 from his account 4.00 years from today and $13,226.00 from his account 14.00 years from today. He currently has $2,428.00 in the account. How much must he deposit each year for the next 14.0 years? Assume a 5.06% interest rate. His account must equal zero by year 14.0 but may be negative prior to that.