Derek wants to withdraw $11,971.00 from his account 3.00 years from today and $12,645.00 from his account 11.00 years from today. He currently has $2,618.00 in the account. How much must he deposit each year for the next 11.0 years? Assume a 5.76% interest rate. His account must equal zero by year 11.0 but may be negative prior to that.