Derek wants to withdraw $14,364.00 from his account 3.00 years from today and $12.081.00 from his account 12.00 years from today. He currently has $2,646.00 in the account How much must be deposit each year for the next 12.0 years? Assume a 6.53% interest rate. His account must equal zero by year 12.0 but may be negative prior to that. Submit Answer format: Currency: Round to 2 decimal places