Derek wants to withdraw $14,500.00 from his account 6.00 years from today and $12,594.00 from his account 13.00 years from today. He currently has $2,223.00 in the account. How much must he deposit each year for the next 13.0 years? Assume a 5.87% interest rate. His account must equal zero by year 13.0 but may be negative prior to that.