Describe and/or provide evidence of how you identify, assess and manage risk when dealing with clients with complex loan requirements? In answering this question, you must consider: Risk evaluation criteria eg. undertaking risk categorisation and determining the level of risk Risk assessment tools (eg. valuation practices) Communication of the aspects of the valuation result/s to clients Discussion on the issues around an adverse valuation Establishment of the probability of risk including the severity and/or impact Identification of stakeholders and how throughout the loan process o you seek their views o provide pertinent risk information - clearly describe risks