Describe the nature of the financial risk exposures that you face. For each of these exposures, explain how you are handling it (use the terminology from the materials presented please). If you are not currently addressing the risk, determine how best to do so going forward. When describing the insurance that you currently have or the insurance you think you might need, identify what is important in finding an appropriate policy (some examples to consider might be cost, coverage, advantages or limitations of the policy).

Once you get insurance, what kind of moral hazard risk is there? How do insurance companies try to limit the moral hazard?

Please also discuss any aspects of the health care insurance debate currently ongoing.The ACA (Affordable Care Act or Obamacare) isstill in effect but there are a number of debates/discussions about repealing the Act or replacing the Act.What is important to you?How do you think health insurance should be provided in the U.S.?Why?What are the options and the impacts?(Note that even with the ACA, most health insurance in the US is provided through employers).