Describe THREE (3) examples on how Business Intelligence can transform a business. Distinguish FIVE (5) characteristics between a data warehouse and an operational database. Provide TWO (2) examples queries of each On-line transactional processing (OLTP) and On-line analytical processing (OLAP) in a bank. Construct a star schema for Simplified Automobile Insurance Company. The relevant dimensions and dimension attribute are as follows: InsuredParty Coverageltem Agent Policy Period Attributes: InsuredPartyID and Name Attributes: CoverageKey and Description Attributes: AgentID and AgentName Attributes: PolicyID and Type Attributes: DateKey and FiscalPeriod