Describe what information is gatheref and analyzed, categorizing these bases on the principles of credit

Are there any deficiency in infornation gathering and analyzing areas.

Credit Application Form PLEASE FILL OUT FORM CLEARLY IN TYPE OR PRI Requirement Please attach the following when submitting your ion PROOF OF ADDRESS not older than3 manths fe.g. UtMity ar Cable Bil, Acrount Statement) PROOF OF INCOME no older than 3 months iob Letter with last Pay Sp Eingoniol Records, if selfemployed) I hereby apply for a LOAN [ ] LINE OF CREDIT [ ] in the amount of $ for a period of months/years I can/wish to repay $ PURPOSE of loan MY PERSONAL INFORMATION DATE OF BIRTH (0MMr) TYPE OF IDs PRONIDEO CITCENSHIP TIME IN PASSPORT Iappcablel PHYSICAL ADORESS MARITAL STATUS (Tikk one) SINGLE MARRIEO SEPARATED F DEPENCENTS MY INCOME INFORMATION Total/Mth Salary/Wages Other (State) TOTAL MY ASSETS (What do you own?) MY NORMAL MONTHLY EXPENSES Box Cable Cellular Phone Estimated Value (S Savings at SicCU Svings At AR Church Tithe Land Life InsuranceSnender ak) Motor Vehicle Other Rats Total MY LIABILITIES (What do you owe?) Estimated Monthly Type Credit Card [ at Mortgage [at Loan at Loan (at Hire Purchase Money lender Isa Other Indicats Total In signing this application forrm, I hereby certify the above information to be true and complete. Further, I authorize and give consent to Credit Credit Card Payment Electricity [Utility) Entertainment Gym membership Health insurance Hire purchase payments House insurance Life insurance Personal care Property tax Rent Savings Credit Application Form PLEASE FILL OUT FORM CLEARLY IN TYPE OR PRI Requirement Please attach the following when submitting your ion PROOF OF ADDRESS not older than3 manths fe.g. UtMity ar Cable Bil, Acrount Statement) PROOF OF INCOME no older than 3 months iob Letter with last Pay Sp Eingoniol Records, if selfemployed) I hereby apply for a LOAN [ ] LINE OF CREDIT [ ] in the amount of $ for a period of months/years I can/wish to repay $ PURPOSE of loan MY PERSONAL INFORMATION DATE OF BIRTH (0MMr) TYPE OF IDs PRONIDEO CITCENSHIP TIME IN PASSPORT Iappcablel PHYSICAL ADORESS MARITAL STATUS (Tikk one) SINGLE MARRIEO SEPARATED F DEPENCENTS MY INCOME INFORMATION Total/Mth Salary/Wages Other (State) TOTAL MY ASSETS (What do you own?) MY NORMAL MONTHLY EXPENSES Box Cable Cellular Phone Estimated Value (S Savings at SicCU Svings At AR Church Tithe Land Life InsuranceSnender ak) Motor Vehicle Other Rats Total MY LIABILITIES (What do you owe?) Estimated Monthly Type Credit Card [ at Mortgage [at Loan at Loan (at Hire Purchase Money lender Isa Other Indicats Total In signing this application forrm, I hereby certify the above information to be true and complete. Further, I authorize and give consent to Credit Credit Card Payment Electricity [Utility) Entertainment Gym membership Health insurance Hire purchase payments House insurance Life insurance Personal care Property tax Rent Savings Credit Application Form PLEASE FILL OUT FORM CLEARLY IN TYPE OR PRI Requirement Please attach the following when submitting your ion PROOF OF ADDRESS not older than3 manths fe.g. UtMity ar Cable Bil, Acrount Statement) PROOF OF INCOME no older than 3 months iob Letter with last Pay Sp Eingoniol Records, if selfemployed) I hereby apply for a LOAN [ ] LINE OF CREDIT [ ] in the amount of $ for a period of months/years I can/wish to repay $ PURPOSE of loan MY PERSONAL INFORMATION DATE OF BIRTH (0MMr) TYPE OF IDs PRONIDEO CITCENSHIP TIME IN PASSPORT Iappcablel PHYSICAL ADORESS MARITAL STATUS (Tikk one) SINGLE MARRIEO SEPARATED F DEPENCENTS MY INCOME INFORMATION Total/Mth Salary/Wages Other (State) TOTAL MY ASSETS (What do you own?) MY NORMAL MONTHLY EXPENSES Box Cable Cellular Phone Estimated Value (S Savings at SicCU Svings At AR Church Tithe Land Life InsuranceSnender ak) Motor Vehicle Other Rats Total MY LIABILITIES (What do you owe?) Estimated Monthly Type Credit Card [ at Mortgage [at Loan at Loan (at Hire Purchase Money lender Isa Other Indicats Total In signing this application forrm, I hereby certify the above information to be true and complete. Further, I authorize and give consent to Credit Credit Card Payment Electricity [Utility) Entertainment Gym membership Health insurance Hire purchase payments House insurance Life insurance Personal care Property tax Rent Savings Credit Application Form PLEASE FILL OUT FORM CLEARLY IN TYPE OR PRI Requirement Please attach the following when submitting your ion PROOF OF ADDRESS not older than3 manths fe.g. UtMity ar Cable Bil, Acrount Statement) PROOF OF INCOME no older than 3 months iob Letter with last Pay Sp Eingoniol Records, if selfemployed) I hereby apply for a LOAN [ ] LINE OF CREDIT [ ] in the amount of $ for a period of months/years I can/wish to repay $ PURPOSE of loan MY PERSONAL INFORMATION DATE OF BIRTH (0MMr) TYPE OF IDs PRONIDEO CITCENSHIP TIME IN PASSPORT Iappcablel PHYSICAL ADORESS MARITAL STATUS (Tikk one) SINGLE MARRIEO SEPARATED F DEPENCENTS MY INCOME INFORMATION Total/Mth Salary/Wages Other (State) TOTAL MY ASSETS (What do you own?) MY NORMAL MONTHLY EXPENSES Box Cable Cellular Phone Estimated Value (S Savings at SicCU Svings At AR Church Tithe Land Life InsuranceSnender ak) Motor Vehicle Other Rats Total MY LIABILITIES (What do you owe?) Estimated Monthly Type Credit Card [ at Mortgage [at Loan at Loan (at Hire Purchase Money lender Isa Other Indicats Total In signing this application forrm, I hereby certify the above information to be true and complete. Further, I authorize and give consent to Credit Credit Card Payment Electricity [Utility) Entertainment Gym membership Health insurance Hire purchase payments House insurance Life insurance Personal care Property tax Rent Savings