Determine if the statements below are true or false please and thank you

BANKER Tier 4 True and False Activity Post 20 Hour Final SA 1. FACTA allows borrowers to access their credit report for free once a year. 2. A USDA SFHGLP is a traditional mortgage. 3. TILA governs finance costs. 4. A Conventional loan program allows for financing all occupancy types. 5. NMLS = National Mortgage Licensing System and Registry 3. The VA and FHA both allow for 100% LTV on primary residences only. 7. The NMLS is a regulatory authority. 3. The Loan Estimate is provided to all mortgage transactions. P. A business day is defined under TILA as any day that is not a Sunday or federal holiday. P. USPAP stands for Uniform Standards of Professional Appraisal Practices. . The Right to Rescind applies to Reverse Mortgages and refinances. . FEMA draws the flood zone map and the appraiser pinpoints if you fall within a flood zone. 1 point = 1% of the interest rate FCRA/FACTA is concerned with protecting a borrowers NPPI. The MLO is ultimately responsible for the accuracy of the information on the URLA in the ey the law. ECOA was added to the Consumer Credit Protection Act (CCPA) A HEL must be a subordinate lien. There are 50 state and territorial regulating industries. ECOA prohibits discrimination in housing transactions. TRID is also known as the Know Before You Owe Rule