Determine the amount of money in a savings account at the end of three years, given an initial deposit of $6.500 and an 12 percent annual interest rate when interest is compounded (a) annually. (b) semiannually, and (d) quarterly (Use o Finoncial calculator to arrive at the answers. Round the final answers to the nearest whole dollar) Calculate the effective annual interest rate of each compounding possibility. (Use o Finoncial calculator to arrive ot the answers. Round the final answers to 2 decimal places.)