Determine the area under the standard normal curve that lies to the left of (a) Z = - 1.23, (b) Z= - 1.04, (c) Z = 1.51, and (d) Z = - 0.03 (a) The area to the left of Z = - 1.23 is (Round to four decimal places as needed ) (b) The area to the left of Z = - 1.04 is (Round to four decimal places as needed.) (c) The area to the left of Z = 1.51 is (Round to four decimal places as needed.) (d) The area to the left of Z = = 0.03 is (Round to four decimal places as needed.)