Determine the cash value of an asset, if financed it is acquired as follows: an initial installment of $ 450,000, eighteen equal monthly installments of $ 40,000 each, and then quarterly installments of $ 150,000 the first, $ 160,000 the second, $ 170,000 the third and so on until the end of the fourth year; finally, six months after the last of these quarterly installments, a payment equivalent to 15% of the cash value. The interest rate is 36% per annum.