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Determine the future value at the end of December for the following cash flows: end of July - $4,000; end of August - $4,000; end

Determine the future value at the end of December for the following cash flows: end of July - $4,000; end of August - $4,000; end of September - $4,000; and end of October - $4,000. The periodic interest rate is 1.0% per month.

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