Determine the maximum 30-year fixed-rate mortgage amount for which a couple could qualify if the rate is

4.98

percent. Assume they have other debt payments totaling

$382

per month and a combined annual income of

$75,400.

Monthly escrow payments for real estate taxes and homeowner's insurance are estimated to be

$131.

(Assume a 36 percent maximum of annual income for total debt and escrow payments.)