Determine the value of the single payment on November 8,2023 that is economically equivalent to a payment stream consisting of: - a payment of $10,670 on April 3, 2023, - a payment of $9,970 on September 6,2023 , - a payment of $8,250 on January 31,2024. Assume a simple interest rate of 3.1%. Start by calculating the following values on the time diagram: FV2=$ FV1=$ PV3=$ The single payment on November 8, 2023 is