Devon is planning a trip abroad to go scuba diving in the Caribbean. When does Devon ask you about travel insurance, which of the following would be a CORRECT response that you could provide to Devon?

a) Travel insurance benefits are most commonly provided on an indemnity basis.

b) Devon would typically not be covered if he was injured while scuba diving.

c) Devon would typically undergo a medical examination if he were to apply for travel insurance.

d) Most credit cards offer a travel insurance that is comparable to individual insurance plans.