Diana is the named insured under a personal auto policy that provides coverage for bodily injury, property damage liability, medical payments, and uninsured motorists coverage.

Diana's husband borrowed a neighbor's car and ran over a friend's racing bicycle. The friend is demanding that Diana's husband pay for the damaged bicycle.

Will Diana's personal auto policy cover the loss?

a. yes, Diana's personal auto policy will pay on a primary basis, and the neighbor's auto policy will pay on an excess basis, if necessary

b. no, since the neighbor's car is not a covered auto under Diana's personal auto policy

c. no, since Diana's husband is not a covered person under her personal auto policy

d. yes, but the liability insurance on the neighbor's car will pay on a primary basis