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Diego and Maria have two children - Patti and Tomas. Diego and Maria work at a small (30 employee) accounting firm, and have no health
Diego and Maria have two children - Patti and Tomas. Diego and Maria work at a small (30 employee) accounting firm, and have no health care coverage as an employee benefit. They purchased a Silver plan through their Marketplace Exchange to cover their family's health care needs. Most years they wonder whether they need the coverage, but not this year. Each of the family members has incurred medical expenses, with Diego starting things off. In February, Diego was injured skiing, breaking his collar bone and one of his legs. Between the emergency room and follow-up care, Diego's portion of the medical bills totaled $10,000. Their health care coverage is as follows: * Embedded Silver plan: (but they earn too much for premium assistance or tax breaks) * MOOP Individual: $6,850 * MOOP family: $13,700
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