Different companies hove diferent rak exposutes. and their fisk management apprasch is custemited to the fype of risk the compary is expased fo. Consider the case of Trident Bank f. Trust. Trident bank 5. Trust (TBsT) is a farge. financial institutien whose deposits and loans are receved and made across seven states in the western United states. With deposts in excess of 5 . 5 bilion, 1,258 branch offices, and 1,769 bosks in shophing malls arid grecery stores in the United Stotes, along with correspondent and operational relationships with all the top-20 Asian and European banks. IBAY is considered to be one of the strongest financial institutions in the western United states. Ralph Thomas. THaT's chief risk. officer (cho), has the responsibilify of preparing and overseeing TBars risk management strategy and monitoring ifs implementation: In preparing for his presentation and auestion-and-amswer session during the company's annuar shareholders' meeting. his staff. assembled the statements that appear in the following table. Help Me. Themas prepare for the meeting by indicating whether each of the following batements is trupt of falve? Statement Thst'v branch offces, kiosks, and vehicles are exposed to physical and lisbality risks, One mothod that manages theie risks is to Dirchase carnmercial insurance poticies. One of the thiggest sources of risk tor rBst results from changes in market interest rates. These rate changes can cause the bank's loans and secunty portfolic, which are is assets, to mature or change in value at different times and amounts campared. to izs ceposits and other borrowed funds, which are its liabilities. These ensuing changes can cause the yalue of the bank' s equity to decrease, thereby reducong the bank's financial soundness and share price. TBET's foreign exchange exposire, resulting from its correspondent and operational relationships with its Asian and European banking partners, cannot be managed by using swaps ar derivatives contracts