Disability income insurance replaces income that cannot be earned while a person is disabled according to the contract's definition of disability. True False Question 4 (10 points) How does Blue Cross health insurance cover hospitalization? By covering a specific number of days in the hospital It pays up to 80% of all usual and customary charges in a semi-private room It pays a flat dollar amount per day of hospitalization, regardless of the actual charges incurred Hospitalization coverage is not provided by Blue Cross policies 10:31 PM