Discuss the causes and effects of the U.S. 2008-2009 economic downturn from the following perspectives: 1) a 24 year-old married couple; 2) a Fortune 500 company executive; 3) an investor with $500,000 to invest for their retired parents; and 4) a small mom and pop retail business. Compare and contrast that to the events in the U.S. in 2022 from the same 4 perspectives.