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Discuss the federal agencies that are responsible for the oversight of HMOs, and discuss when federal regulations or state regulations would apply to situations, such

Discuss the federal agencies that are responsible for the oversight of HMOs, and discuss when federal regulations or state regulations would apply to situations, such as HIPAA privacy standards.

According to the McCarran-Ferguson Act and the Health Maintenance Organization (HMO) Act, oversight of health insurance regulation for HMOs is left to the states. Based on your understanding of HMO oversight, do you believe the states should have such authority?

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