• Discuss what Kiatnakin Bank can do to improve its performance going forward around 200-300 words,thanks

Ms. A, a senior executive at Kiatnakin Bank, has hired your financial consulting firm to help conduct an analysis of the bank's performance during 2017 - 2020. In order to help you scope down and stay more focused, Ms A. provided you with the following table. Kiatnakin Bank 2017 2018 2019 2020 7,968.41 8,852.38 9,105.33 11,406.83 Operating Income (THB million) Net Income (THB million) 5,736.87 6,041.98 5,988.44 5,123.27 Total Assets (THB million) 259,335.24 306,329.50 311,690.01 363,411.02 Total Equity (THB million) 41,548.23 42,340.56 44,011.26 46,625.72 Return on Equity (%) 13.81% 14.27% 13.61% 10.99% Return on Assets (%) 2.21% 1.97% 1.92% 1.41% Equity Multiplier (x) 6.24 7.23 7.08 7.79 Profit Margin (%) 72.00% 68.25% 65.77% 44.91% Asset Utilization (%) 3.07% 2.89% 2.92% 3.14%