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Discussion B: Address these topics as they relate to Personal Financial Planning: 1. Are you planning for retirement? How and what is your time horizon?

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B: Address these topics as they relate to Personal Financial Planning:

1. Are you planning for retirement? How and what is your time horizon?

2. Are you planning for health care expenses in retirement? Discuss the pros and cons.

3. Estate planning is very important for survivors. What are the different activities and decisions under Estate Planning?

4. What are the tax consequences of Estate planning?

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