Discussion - Financial advice:

What would you advise and why?

Susan and Jose rent an apartment and have been saving for a house. They now have $10,000 in the bank. Susan owes $4,000 on a 8% interest rate credit card; Jose owes the last $4,500 of a $30,000 loan at 3% on his car. Susan wants to pay the credit card and car off to eliminate the debt. Jose wants to keep the cash in the bank and continue saving for the house. What are the pros and cons of each ones argument?