Discussion: Homeownership is often thought of as the "American Dream": Discuss this with your classmates: Discussion Home ownership is a huge expense. Is it realistic for you? What are your thoughts as you researched the answer for your assignment? Do the thoughts of insurance, maintenance, liability make you want to retreat to a nice safe condo or to rent a nice apartment or even a home? What about that first car? Do you really need a new car that you can not afford or do you just want one? Lots to discuss.