Discussion Question 4.1

Please offer a number of arguments to justify Uzbekistan adopting a policy of universal insurance. Discuss at least two of these arguments that depend not on the belief that the government can make better decisions than individuals, but rather that something exists in health insurance markets that prevents the market from working well without government intervention. (Hints: Include some commentary on appropriate governmental remedies to solve the problems that you identify in your earlier discussion.) (Word: 600-700 words)