Discussion Questions and Quantitative Problems 6) Suppose that the cost of visiting a doctor once is $40, and an individual's marginal benet is given by ME = BU 2Q, where Q is the number of doctor visits. d. [4 points] How many times will this individual visit their doctor if they do not have insurance? Whit will their total cost of health care be if there are no other relevant costs? [2 points] Now suppose that the individual purchases an insurance policyr under which the individual pays 25% of their health care costs and the insurance CDIIlPaIly pays the other 75%. How many times will this individual visit their doctor now? [4 points] In order to make a profit of zero, what premium would the insurance company need to charge for the policyr if the individual behaved as in part (a), i.e., if having insurance did not change their behavior? What premium do they actually need to charge for the policy, given the behavior observed in part (b)? [2 points] How much deadweight loss is created as the result of moral hazard from this insurance policy