Dividend payments are generally declared by the board of directors are made on the ex-dividend date are made on the holder of record date o reduce pretax income Based on the financial market benchmark tracking project you completed during this course O the Dow Jones Industrial Average has trended lower since the course began the 30 Year T-Bond (Long Bond) yield has consistently traded above 1.3% the entire time the Euro has lost value against the US dollar since this course began gold reached an historic high around $2.030 per ounce 1