Do I have a budget? What is a budget for me? How do I prepare a budget? How do I live within my means? Understanding credit. What is credit? What is a debt? How do I deal with debt? What do I know about saving and investing. Do I do or want to do saving and/ or invest? How to protect yourself from financial fraud or scams? Am I exposed to all of these? Why?

Do You Have a Financial Plan? Why? What is its purpose of it?

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