Do you Agree or Disagree regarding the questions below. Explain why you might disagree with any of the statements given below.

1. The high cost of health care in the US makes US firms less competitive in the global markets.
2. Third Party payers results in over utilization of health care services, where marginal costs of the usage exceeds the marginal benefits. This excess of costs over benefits amounts to at least 5 percent of total health care expenditures.
3. Physicians have the power to influence patients' utilization of health care services.
4. Health care expenditures can be lowered by more than 3 percent through widespread use of current diagnostic tests and screening methods.
5. The primary reason for increase in health care costs as a share of GDP over the last 30 years is technological change in medicine.
6. Differential access to medical care across different socioeconomic groups is the primary reason for differential health outcomes among these groups.
7. In the long run, employers bear the burden of their contributions to employee health care benefits and insurance coverage.
8. The United States should seek universal coverage through a broad-based tax with implicit subsidies for the poor and the sick
9. Health Insurance companies should charge a higher premium for smokers than non-smokers
10. Health insurance companies should charge a higher premium for people with disabilities than those without any disabilities

Note: These questions are taken from Fuchs, V.R.(1996) Economics, Values, and Health Care Reform, American Economic Review 86(1), March 1996, 1-24