Do you think it is ethical the way hospitals and other medical facilities manage patient debt today? How realistic is it to require someone who has undergone major surgery and has been out of work for some time to be able to payback a $5000.00 medical bill within three months? Does such a requirement represent passion beyond profitability? Why must regulation be put in place to mandate certain considerations that will better meet the needs of medical patients? Do you feel this bill is warranted?