Does the advising banWho is the party that creates the conditions and issues the letter of credit, and then makes the payment according to the conditions? Question 12 options: 1) The applicant 2) The issuing bank 3) The beneficiary 4) The confirming bank 5) The advising bankk take on any payment obligations to the beneficiary under a letter of credit? Question 4 options: 1) Yes 2) No 3) Maybe 4) I don't know