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Does the U.S. need the Federal Reserve and bank regulations? Why? In your post mention some of the history of the U.S. banking history. Also

Does the U.S. need the Federal Reserve and bank regulations? Why? In your post mention some of the history of the U.S. banking history. Also talk about the following terms:

- Reserve requirements

- Comericial Banks

- Shadow Banks

- Glass Steegal Act

- Dodd-Frank Act

- Balance sheet of Banks

- Balance sheet of the Federal Reserve

- Bank run

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